.webp){kind=logo}
Small business loans made easy
Apply in 1 minute
Victim within the hour
Same-day payout
It doesn't matter what kind of business you have, if your company is old or new, established or a startup - we help them all!
No matter what you need the loan for; working capital or to invest in new material, we are here for you.
Benefits with Qred
Staff service
Our amazing customer team will be there for you and guide you through every step of the way.
Fixed fee
Each month you pay a fixed fee and an amortization for your loan. There is no interest or other fees.
No lock-in period
There is no lock-in period for our business loans. If you want to pay the loan back earlier, that is perfectly fine. You will only be charged for the months you keep the loan.
No hidden fees
At Qred, transparency is one of our core values. There will be no hidden fees or surprises. Business loans should be fair and easy.
Frequently asked questions about our business loans
Who can apply for a business loan?
All limited liability business, partnerships, sole proprietorships / traders, and more can apply and be approved a loan. It can be a proud, old business, or a brand new startup, large or small.
We work with businesses in virtually every industry - even businesses with a checkered credit history can qualify.
We evaluate each business individually - the key for us is that there is a solid business idea and qualified business owners behind the company.
What does it take to qualify for a loan?
We do a comprehensive evaluation of each application. The critical element is your company's ability to handle the loan and manage repayment, and generate enough return on investment to justify your loan - that the loan's size is in proportion to your business.
Sometimes we have to say no to applications, or approve a lower amount than you request.
Will you take a UC on me privately?
No. We use Creditsafe on the applicant and the business, and double-check limited liability companies (Aktiebolag) with UC. This way no other bank or anyone else knows that we've done a credit check on you personally.
This information is very important for us to be able to approve an appropriate offer for your company.
How do I apply for my business loan?
It's easy to apply and takes about 60 seconds, and there's no cost to apply. Fill in a short form (desired amount, organization number, e-mail and mobile phone).
Additional information may be late to improve your offer. During normal work hours you can expect a victim within an hour. You decide if you want to go forward after you get our victim. Upon approval with BankID we will pay out the loan the same day, normally the same day.