Qred Visa, now with
Apple Pay

Enjoy all the benefits of Qred Visa by using Apple Pay.
The convenient, secure and private way to make purchases for your business.

Easy & secure payments

No wallet?
No problem.

With Apple Pay, you can pay with your Qred VISA straight from your iPhone or Apple Watch. 

Only you can pay
with your Apple device

Verify payments with Face or Touch ID.

Your information
stays with you

Your details are kept private and can’t be accessed by Apple or the merchant.

Want to know more about adding your Qred VISA to Apple Wallet?

Visit the FAQ page to see how to add Qred VISA on different devices

Paying is easy with Apple Pay

Look for the Apple Pay or contactless payment symbols shown below to make payments in apps, online or in stores with your iPhone, Apple Watch, iPad or Mac. Read below on how to pay with Apple Pay.

A satisfied saver who has a savings account with Qred bank

How to pay with Face ID on iPhone?

1. Double-click the right side button on your iPhone.
2. Look at your iPhone's screen or enter your code to activate your card.
3. Hold your iPhone near the card terminal's contactless payment symbol and wait until it says "Done" on your iPhone's screen.

How to pay with Touch ID on iPhone?

  1. Hold your iPhone near the payment device's contactless reader symbol until you see a checkmark.
  2. Verify the purchase with your finger on your iPhone.
  3. Wait until you see a checkmark and the text “Done” on your screen, and the payment is complete.

How to pay with Apple Watch?

  1. Double-click on your Apple Watch’s side button.
  2. Your default card opens automatically, scroll down if you wish to choose another card.
  3. Bring your Apple Watch close to the payment device’s contactless reader area. Once you feel a gentle tap on your wrist and hear a beep, the payment is complete.

Stop spending time on expenses

Keep better track of your accounts by saving your company's receipts directly in our app, all you have to do is take a photo of the receipt with your iPhone.

With Apple Pay it all becomes very easy, you already have your iPhone in your hand when you pay!

A satisfied saver who has a savings account with Qred bank

Frequently asked questions and answers

How can I add my Qred Visa to Apple Pay on iPad via Apple Wallet?

  1. Open settings and tap “Wallet and Apple Pay” and select “Add card”.
  2. Choose whether to scan your card or insert the card information manually.
  3. Read trough and accept the terms, then verify.
  4. The card is now connected!

How can I add my Qred Visa to Apple Pay on Apple Watch via Apple Wallet?

  1. Open the Apple Watch app on your iPhone.
  2. Click “My Watch” and then “Wallet and Apple Pay”. 
  3. Select “Add Credit or Debit Card” and click "Continue".
  4. Choose whether to scan your card or insert the card information manually.
  5. Read trough and accept the terms, then verify.
  6. The card is now connected!

How to add Qred Visa to iPhone via Apple Wallet?

  1. Open the Apple Wallet app and press the plus sign in the upper right corner.
  2. Select “Add Credit or Debit Card”
  3. Choose whether to scan your card or insert the card information manually.
  4. Read trough and accept the terms, then verify.
  5. The card is now connected!

Will deactivating my card deactivate Apple Pay as well?

Yes, deactivating your card will deactivate Apple Pay.

Does Apple Pay have a limit?

The limit for Apple Pay is the same as for your card. 

Example: If your Qred Visa has a credit limit of 5000, the limit for Apple Pay is 5000 as well.

Does Apple Pay require internet connection?

It depends.


If you pay in a store, then no. Payments are using contactless reader technology, which doesn’t rely on having internet access.

If you want to pay in an app or a website, then yes.

What does “default card” mean?

The default card is the card that is primarily chosen when you pay. 

A default card is device specific and the first card you add to Apple Pay will become your default card automatically. Your iPhone and Apple watch can therefore have different default cards.

How can I change my default card on Apple Pay?

To change which card is chosen as default, follow these steps in the following order:

  • For iPhone or iPad: Go to settings > Wallet & Apple Pay > Default Card. Once in this menu, you can select your new default card.  
  • For Apple Watch: Open the Apple Watch app on your iPhone. Then, follow these steps: Watch > Wallet & Apple Pay > Default card. Once in this menu, you can select your new default card.  

I have more than one card attached to my Apple Pay, can I pay with both?

Absolutely, just follow these steps to select the card you want to pay with:

  • iPhone with Face ID: Double-click on the right side button and wait until you see your default card. When you see it, tap the default card. You should then be able see all the cards that have been added to your Apple Wallet. Tap the card you want to pay with to select it. Then just look at the iPhone to identify yourself and after that, hold the iPhone close to the card terminal. 
  • iPhone with Touch ID: Hold your device close to the card terminal without touching your finger on the Touch ID button. Once you see your default card, you should tap that card to view all cards in your Apple Wallet. Tap the card of your choosing to select it. Once the card has been changed, you place your finger on Touch ID to pay. 
  • Apple Watch: Double-click on the Apple Watch’s side button and wait until you see your default card. Then, swipe left or right to select another card. Once the card of your choice is selected, you pay by holding your Apple Watch near the card terminal.

Am I able to use Apple Pay for multiple cards?

Yes, you can add multiple different cards.  

Apple Pay and Apple Wallet - what’s the difference between?

Apple Wallet is a digital wallet. It allows you to download and manage purchases, travel cards, tickets, keys and personal ID documents.

Apple Pay is a payment service which allows you to make purchases on websites, in apps and stores with your iOS device.

What devices can I use Apple Pay on?

You can use Apple Pay with devices running iOS 11 or later and which have Face ID or Touch ID. Apple Watch also supports Apple Pay.

For a list of Apple Pay compatible devices, see: https://support.apple.com/sv-se/HT208531

Can I continue to use my physical Qred Visa if I activate Apple Pay?

Yes, you are always able to use both. 

Does Apple Pay come with any additional costs?

No, Apple Pay is free to use.

Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, Mac, MacBook Pro, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. Touch Bar is a trademark of Apple Inc.