Relevansa in partnership with Qred

How does it work?

It is quick, safe and easy to apply for a business loan with Qred.

It takes only 1 minute, is free and non-binding.

You'll receive a message within 1 hour, sign with your BankID and the money will be paid out the same day.

✔️ Business loans up to €5,000,000

✔️ Application is not binding

✔️ Fixed monthly fee

✔️ No binding time

✔️ Always personal service

Select product below

Desired loan amount

How much do you want to borrow for your business?

kr

10 000 kr

SEK 5 000 000

Qred Bank processes your personal data in accordance with the GDPR and Qred's privacy policy.

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Smiling business owners who are customers of Qred Bank

A loan for your business that builds the future

You want to grow, we want to help you - it's that simple. That's why our business loan can be used for all kinds of needs. Here are some examples of how Qred Bank supports your big ambitions:

Bag on a table with coins spread out

Business loans for your projects

We help you buy materials or hire staff to help you realize your bigger plans and projects.

Two Qred Bank customers who have borrowed for investments

Business loans for new investments

Future-proof your business by investing in new equipment, machinery or software - we all need an update sometimes.

The hand holding the nozzle of a pump hose at a gas station to fill the car

Business loans for unexpected costs

It happens to us all! Cover unexpected costs such as repairs, tax payments or simply a gap in your cash flow.

Joakim and Erik from Kvalitetsfog in Stockholm who are customers of Qred
"Thanks to Qred, we were able to lease our company car and pay salaries."

Joakim & Erik

Kvalitetsfog

Fast, flexible and easy

Why compromise when you can have it all? Our business loans offer maximum flexibility at no extra cost, are paid within 24 hours, and have clear monthly fees. And the best part? Pay back early at no cost. Qred business loans have no fixed term!

Woman in her workroom in the painting business

No binding time

We understand how important flexibility is as an entrepreneur. That's why Qred offers the option to repay the loan in full at any time during the term, with no extra fees. You decide how long you want to use the loan, not us.

Man with worn cap working in the construction industry

Fixed charges

Call us boring, but we don't like surprises. That's why we keep the cost of our loans the same every month. No confusing variable rates, no unpredictability - simply the same cost. Every month. It's simple.

Keep moving forward

No business owner has time to stand still, which is why we pay out our business loans within 24 hours. You deserve a loan that keeps you moving, so we've simplified our processes to help you get there faster. Let's get started!

Qred has been redefining business finance since 2015

Founded in Sweden in 2015 by entrepreneurs for entrepreneurs, Qred has quickly become the premier bank for flexible business loans. Qred is now the market leader in the Nordics and also operates in the Netherlands, Germany, Belgium and Brazil.

Our team understands the challenges and needs of entrepreneurs, and we are proud to be one of the highest rated banks for businesses on Trustpilot.

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Do you have any questions?

Rushi, our Country Manager for Sweden, and his team have answered frequently asked questions here:

Do you take credit report (UC) on the customer?

Of course we do. We carry out a thorough credit assessment of each application received.

We take UC on limited companies. We also take credit information on representatives of the company at our partner Creditsafe. The difference between Creditsafe and UC on private individuals is that with Creditsafe, no one else can see that we have made an inquiry. Credit information from Creditsafe does not affect your creditworthiness with the bank. The credit report gives us the necessary information to be able to give you and your company a good business loan.

I don't have a Swedish bank. Can I get a business loan from Qred?

No, you must have an account with a Swedish bank in order to get a business loan from us.

How much does it cost?

We apply a fixed monthly fee that is determined individually for each individual company. In addition to that, we have no setup fees, start-up costs or other hidden fees. You will find out how much the fixed monthly fee is when you have made an application. It takes 1 minute, is free of charge and non-binding.

What does it take to get a business loan?

To get a business loan with Qred Bank, you need to have a registered business and be over 18 years old. We offer business loans for small business owners in Sweden, Finland, Denmark, Norway, the Netherlands, Belgium, Germany and Brazil. Our business loans can be between 10 000 SEK and 5 million SEK, and you can choose a repayment period of up to 36 months. No collateral is required, and the application process is quick and easy - you'll receive a reply within a short time and payment will be made within 24 hours.

We make an overall assessment of each application. The most important thing is the company's ability to handle future payments and that the amount of the loan is reasonable in relation to the size of the company. Unfortunately, we sometimes have to turn down applications. Then the most common reasons are to:

  • The company or representatives have not managed their finances and have many payment notes or an active debt balance. Single payment notes are not an absolute obstacle and we always try to look at the whole when handling the company's application.
  • The information provided is not correct or deficient.

The company's ability to pay is uncertain or cannot be displayed. Read more under security and borrow responsibly.

How do I apply for a business loan?

It's easy to apply for a business loan and only takes 60 seconds. In addition, it is free of charge. You'll get started with 3 easy steps:

  1. Fill in the application (desired amount, corporate identity number, e-mail and mobile number). The application is free of charge and not binding.
  2. Send any additional information. Loan statements are usually given within 1 hour during normal business hours.
  3. You decide whether you want to proceed after receiving a loan notification. Once you have approved the loan with your BankID, the money will be paid out within an hour.