About Qred

Every business needs help once in a while

As entrepreneurs, we have experienced for ourselves how difficult it can be to turn to the big banks. Therefore, we decided to offer easy and flexible financing for small businesses.

Kvalitetsfog in Stockholm, Qred customer
Thanks to Qred, we were able to lease our company car and pay salaries.

-Joakim & Erik, Kvalitetsfog

Qred got in touch after a day and made a loan proposal. It felt like a fair deal!

-Kenny, The Good Gringo

Robban at Kaffebaren, customer of Qred
Qred helped me keep what I had in a period that was tough.

-Robert, Kaffebar in Gnesta

driven founders
jobs created per day


Qred was born in Stockholm with a mission to improve the banking experience for small businesses and to put the customer's needs first.


Qred expands into the Finnish market and opens offices in both Helsinki and Latvia.


Qred opens its doors to the Danish market.


Qred enters the Dutch market.


Qred introduces its invoicing service - Qred Factoring. Qred also establishes operations in Brazil.


Qred is launched in Belgium and the Financial Times names Qred as Sweden's fastest growing company.


Qred launches its credit card for entrepreneurs and accompanying app.


Qred is launched in Norway!


Qred officially became a bank.

The story of Qred

In 2015, my co-founders and I wanted to change the age-old industry of lending, and more specifically to small businesses.

Historically, the smallest businesses have been neglected and overlooked by old-school traditional banks. We speak from experience, we have been in the same situation that thousands of small businesses face every day.

Let me tell you a short story: Once upon a time there was a relatively young and aspiring entrepreneur, let's call him Emil, who wanted to start his own business. There was much to learn, and much that was new, exciting and unknown.

One of the first things that Emil had to do was to go to a bank to open a bank account for his business. After a 15-minute meeting where he told the banker about his business plans in a nice suit, the entrepreneur was told that the bank didn't think the business idea seemed well thought out and that unfortunately he couldn't become a customer of the bank.

Thankfully, the entrepreneur did not give up and eventually managed to find a bank that would accept his newly founded business as a customer. Unfortunately, this is not an uncommon situation. Being taken seriously, given time, advice and fair financing is rare among small businesses.

That's why we decided in 2015 to start Qred, to make financing easier and more accessible for small business owners, which is only fair considering that 4 out of 5 new jobs are created by small business owners and that Sweden's future prosperity is largely dependent on creating new and aspiring businesses.

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We make life easier for small entrepreneurs in partnership with

We are proud members of the Swedish FinTech Association.

We are partners of the Swedish Franchise Association, which is an industry organization for franchising.

We use BankID for fast and secure identification and signing.

Qred Bank AB is supervised by the Swedish Financial Supervisory Authority and is licensed to conduct banking operations.

The Swedish Federation of Small Businesses is an organization for Swedish small business owners.

About the team

Career opportunities

Qred is growing fast and we are always looking for new Qredsters.
See our vacancies: 

More services

Contact us

Get in touch and let us know how we can help you and your business!
08:00 - 17:30 (Mon-Fri)
020-150 333

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Less than 1 minute

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Less than 24 hours
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Qred in the media
Read news about Qred in our press room.

We are proud members of the Swedish FinTech Association.

We are proud members of the Swedish FinTech Association.

We are proud members of the Swedish FinTech Association.

We are proud members of the Swedish FinTech Association.

We are proud members of the Swedish FinTech Association.