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Every business needs help once in a while

As entrepreneurs, we have experienced for ourselves how difficult it can be to turn to the big banks. Therefore, we decided to offer easy and flexible financing for small businesses.

Kvalitetsfog in Stockholm, Qred customer
Thanks to Qred, we were able to lease our company car and pay salaries.

-Joakim & Erik, Kvalitetsfog

Qred got in touch after a day and made a loan proposal. It felt like a fair deal!

-Kenny, The Good Gringo

Robban at Kaffebaren, customer of Qred
Qred helped me keep what I had in a period that was tough.

-Robert, Kaffebar in Gnesta

created jobs


Qred was born in Stockholm with a mission to improve the banking experience for small businesses and to put the customer's needs first.


Qred expands into the Finnish market and opens offices in both Helsinki and Latvia.


Qred opens its doors to the Danish market.


Qred enters the Dutch market.


Qred introduces its invoicing service - Qred Factoring. Qred also establishes operations in Brazil.


Qred is launched in Belgium and the Financial Times names Qred as Sweden's fastest growing company.


Qred launches its credit card for entrepreneurs and accompanying app.


Qred is launched in Norway!

The story of Qred

Once upon a time, a relatively young and aspiring entrepreneur was about to start a business. Back then, there was a lot that was new, exciting and unknown. The very first thing that needed to be done was to get a bank certificate that the hard-earned share capital had been paid up.

Proudly, the little entrepreneur went to the nearest bank to announce that he wanted to open an account for the new business and deposit one hundred thousand SEK in cash.

He enthusiastically told his plans to the lazy banker, who asked why the entrepreneur had chosen to come to their bank. As they had been named Business Bank of the Year, the entrepreneur thought the question seemed a bit strange, but replied that it seemed like a good bank for businesses. After a 15-minute meeting, the entrepreneur was told that the bank did not think the business idea seemed well thought out and that unfortunately he could not become a customer of the bank.

The message came as a cold shower. How is this possible? He didn't want to borrow money from the bank, he just wanted to deposit a hundred thousand kronor in an account. Maybe the banker was right, maybe he wasn't meant to be an entrepreneur? Thankfully, he didn't give up and found another bank that was more understanding.

Read more

We make life easier for small entrepreneurs in partnership with

We are proud members of the Swedish FinTech Association.

The entrepreneurs are Sweden's largest organization for small and medium-sized enterprises.

We use BankID for a fast and secure identification.

Qred AB is under the supervision of the Swedish Financial Supervisory Authority as a payment institution.

The Swedish Federation of Small Businesses is an organization for Swedish small business owners.

About the team

Career opportunities

Qred is growing fast and we are always looking for new Qredsters.
See our vacancies: 

More services

Contact us!

Get in touch and let us know how we can help you and your business!
08:00 - 17:00 (Mon-Fri)
020-150 333

Estimated waiting time:
Less than 1 minute

Estimated response time:
Less than 24 hours
Chat with us!

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Less than 1-2 minutes
Qred in the media
Read news about Qred in our press room.

We are proud members of the Swedish FinTech Association.

We are proud members of the Swedish FinTech Association.

We are proud members of the Swedish FinTech Association.

We are proud members of the Swedish FinTech Association.

We are proud members of the Swedish FinTech Association.


🇸🇪 Sweden
🇳🇱 Nederland
🇫🇮 Suomi
🇩🇰 Denmark
🇧🇪 België
🇳🇴 Norway
🇧🇷 Brazil