We love working with small businesses, we want to make sure you have the means to grow! Business cards for limited companies are one of our specialties and it's a great tool that can simplify your journey.

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Joint stock company leads the way

Limited companies are one of the most popular forms of business, accounting for 37% of Sweden's businesses. Despite this, it has always been traditionally difficult for smaller limited companies to obtain credit cards - something we at Qred have changed. 

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What can I use a company card for?

A company card can be used for all your purchases - whether they are made at a petrol station, local supermarket or online. It simplifies all the administration, gives you a better overview of your finances and can allow you to make larger purchases.
As limited companies can operate in virtually any sector, it is difficult to give tips that apply to everyone. Nevertheless, we would like to give some examples of use!

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• Marketing on Google, Facebook, Tiktok etc. 
• Purchase of materials & equipment
• Software
• Electricity bills
• New machines
• Vehicles
• Rent
• Coffee

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Why should I use Qred's business card for limited companies?

Our credit card allows you to save time and energy. Your overview becomes clearer for your expenses and it comes with many perks and benefits. 

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• Collect purchases: our business card collects all your purchases on one invoice.
• Multicard: want to use more cards for your partners or employees, no problem, all purchases are still collected on the same invoice.
• Cashback: with cashback you save when you spend, you get 1% back on all purchases.
• Interest-free period: the Qred credit card has 45 interest-free days.
• Credit limit: we make a personal credit assessment for each of our customers (without UC).
• No fees: there are no annoying annual fees, user charges or currency surcharges.
• Bankgiro: the business card works with all Swedish bankgiros. 

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According to the feedback we get, some people think there is something fishy behind the card. That's not true, at Qred one of our core values is transparency and we simply don't do that. In fact, despite without a lot of extra fees, the credit card is a product that works well for us, while being affordable for our customers. It's a win-win for both!

How do I pay with my credit card? 

You can use it just like your regular bank card, at a physical card terminal or link it to online payments. Our app also makes it easy to pay bills and invoices in 5 simple steps. 

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1. Log in to the app: log in safely, quickly and securely with Mobile BankID.
2. Press pay.
3. Enter the recipient's details: bankgiro number, OCR number or message, amount and due date.
4. Check & sign: make sure everything is correct, then sign with BankID.
5. Sure! Payment takes only 1-2 business days.

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How do I get a company card for a limited company?

You can apply easily at the top of the page. It takes 1 minute, is free, non-binding and once everything is ready you will receive the card within a few days.

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Is there anything I can't use the company card for?

The card does not allow you to withdraw cash and it is not possible to make payments to companies that do not have a Swedish bankgiro.

Is a business loan better for you?

Sometimes a company may need cash to invest, for example in marketing, materials or perhaps new machinery. A business loan is a tool that can provide support for all kinds of investments. If you are interested in taking out a business loan, you can apply here. This application is also free, non-binding and only takes 1 minute. 

However, don't forget that you can combine both our credit card and business loan. As mentioned earlier, the card has no fixed fees and you get a good overview of both the loan and your expenses in one place, via login on MyQred or in our app.  

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