You will receive a plastic VISA card with a credit limit. You can see all the expenses on your card, set your own limits and block your card through the Qred app. The Qred business card is issued by Qred and can be used for business expenses both online and offline.
It can be downloaded from the Appstore or Google Play.
Now you can finally apply for your very own company card! The application is free of charge and not binding. You will receive an answer within an hour, you sign the offer with BankID and as soon as you have signed (together with any other co-signers) we will send out your credit card within 3-4 working days. Apply for your Qred card today!
Your credit limit is based on your Qred score.
The card is free of charge and has no monthly fee. Purchases have an average interest-free period of 30 days. Once a month you will receive an invoice with 14 days of payment terms. You choose whether to pay the whole invoice at once (0% interest) or to split it up. If you split a payment, a company-specific interest rate will be applied, starting at 1.95% per month. Your company's interest rate will be calculated once you have applied for a card. Visit our website to find out more about our price list and currency exchange rates.
What is meant by "up to 45 interest-free days"?
Let us illustrate with an example.
No, the company card does not support cash withdrawals.
To activate the card, you need the Qred app. It is available to download in the App Store or on Google Play.
Once you have your card, tap "Activate my card" in the Qred app and enter the last four digits of the card number.
Watch the video below to see how.
Yes, the Qred card works wherever Visa cards are accepted. Read more about our currency exchange rate here.
No, you do not need to connect your bank account to either Qred VISA or the app.
You can see this in the Qred app and also receive an invoice by email.
Yes, with Qred VISA you get free cards for up to 3 employees. This applies to both physical and virtual cards.
You create multiple cards by
The physical card is then delivered to the same address as the original card within 7-9 working days.
You can do this easily in the Qred app, under "settings" select "increase credit limit". You will be notified within a day. If the increase is approved, the new limit will appear directly in the app.
The credit limit is set per client company and is between SEK 5,000-2,000,000.
The amount of credit we can offer is determined by the size of the company, its ratios and its payment history.
Please note that the amount may be increased later if you repay your invoices by the due date.
When you make a purchase with your card, whether in-store or online, you will automatically receive a discount of 1% of the purchase amount.
-> The discount appears on the monthly invoice, so it reduces the amount you have to pay.
No discount codes to fill in and no hassle with points, but benefits that are directly visible in crowns.
We like that!
It all depends on your business and what you want to use the card for. The Qred VISA has:
The Qred VISA business card is also completely free of charge. Is the Qred corporate card the best corporate card? Apply now and find out right away!
A corporate card is a card linked to the company's everyday expenses. It is often linked to a credit line and can therefore be said to be a type of business credit card.
A company card is primarily used to distinguish between company and personal expenses and purchases. It can also facilitate administration, as it is often easier to keep records and avoids the need to report private expenses.
Often a company card has a fixed cost. This can be a one-off cost or a recurring cost such as a monthly, quarterly or annual fee. There is also an interest charge for the credit used (if it is a business credit card). This is often individual for each company and Qred's interest rate starts at 1.95%. However, Qred has no fee for obtaining or using the card, so if you pay the balance on time every month, owning and using the card is completely free of charge. You can also get multiple cards for other company employees - for free! There is usually a charge for this, but not with Qred.
So it is difficult to say exactly how much a company card costs. The simple answer is that it depends on how much you use it and whether or not you use the credit.
Simple! You make a free and non-binding application with us at Qred. Our administrators will take care of the application and give you an answer within 1 hour. Then you can get started and use the virtual card together with Apple Pay and Google Pay right away. The physical plastic card will arrive in your mailbox within a week.
We are here for you every weekday between 8:00 and 17:30.
