How can we help?

Qred offers loans from SEK 50 000 to SEK 5 000 000. Make an application to find out what you can borrow.

It is not possible to take out a business loan to start your business. When you have a registered and active company, you can get a corporate loan with us.

No, you must have an account with a Swedish bank in order to get a business loan from us.

Absolute! We think that you should reward anyone who wants to resolve a credit early. That is why we do not have a fixed term or early redemption fee for our corporate loans. Therefore, pay back the entire loan early at no additional cost or any hidden fees.

When you wish to pay out, you should contact customer service who will send you a final invoice.

It is covered by your remaining loan amount and the current monthly fee.

You can easily pay by following the instructions on the invoice we have sent you. If you are unsure how much to pay, what date applies or similar, you can log in to My Pages.

If you have any questions, you can always call us on 020-150 333, email support@qred.se or chat with us here on the website. We are open Mon-Fri between 07:00-17:30.

Applying for a business loan is easy and takes just a few minutes. And it's free of charge. You can get started in 3 easy steps:

1. Fill in the application (desired amount, corporate identity number, e-mail and mobile number). The application is free of charge and not binding.
2. Send any additional information. Loan statements are usually given within 1 hour during normal business hours.
3. You decide whether you want to proceed after you receive a loan decision. Once you have approved the loan with your BankID, the money is usually paid out within an hour.

You can contact us by calling 020-150 333, emailing support@qred.se or chatting with us here on the website. We are open Mon-Fri between 08:00-17:30.

Qred is the new way to borrow money and get financing for your business. All Swedish companies can apply for a loan up to SEK 5,000,000 without having to go to the bank. You'll normally get a decision within an hour and we'll pay out the money the same day. You pay a fixed amount each month with no hidden fees and you can repay the loan at any time with no additional fees (you only pay for the months you have the loan). The monthly fee is individual and depends on your qred score. For each month started, you pay back the loan, the so-called amortization, and the fixed monthly fee.

Qred does not have a standard interest rate, but we make individual assessments for each business - we offer them a personalized offer that best matches their needs. Qred offers full transparency and loan terms that are easy to understand. For example, we have no start-up costs, no hidden fees and we don't work with lock-in periods. Instead, customers have the option to repay the loan in full at any time, giving entrepreneurs the opportunity to stay in control of their finances.

What do our customers pay each month? We charge a standard fee for our loans (based on the duration of the loan, individual credit rating and amount) combined with a standard amortization. Combine the two (service + amortization) and it's the usual monthly payments with no unexpected surprises. Clear, simple and transparent: that's why smart entrepreneurs choose Qred for business loans and financing.

To take out a business loan, your company must be approved for F-tax. It is easy to apply via the tax office.

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1. Go to Verksamt.se
2. Click on "Apply for, change or withdraw F-tax".
3. Log in.
4. Choose your company.
5. Then click through step by step until you get to apply for F-tax. 

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You can see how to do it by watching the video. 

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