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Don't let the business suffer when the wheel hub starts to give up.
Be prepared for both unforeseen and planned expenses
- money in your pocket when your business needs it.
→ The easiest way to pay!
Get 1% cashback
Get more cards for your company - for free!
Save your receipts digitally directly in the app
Select product below
Order your business card here
You get 1% cashback on all purchases made with your Qred VISA company card - so you save money on all your company purchases. It's even easier than it sounds: if you made purchases for SEK 10,000, you only pay SEK 9,900 at the end of the month. The earned cashback will be deducted from your invoice.
Get 1% cashback
Save money on all your business purchases
Spend more, save more!
With our expense management, you receive all your receipts digitally directly in the app . When you have bought something, you only need to take a picture of the receipt with your mobile phone. At the end of each month, you will receive a report with all transactions of your company card. That's how Qred VISA makes life easier for busy small business owners like you!
Take a picture directly in the app
Save your receipts digitally directly in the app
Clear overview and report of all transactions
Start using your virtual business credit card directly via Apple Pay and Google Pay. No wallet? No problem! With Apple Pay and Google Pay, you can make contactless payments in apps, online or in stores directly through your iPhone or Apple Watch. Take full control of your and your employees' transactions in the app.
With the Qred business credit card, you only pay for what you buy - nothing more. So if you pay your entire bill at once, there are no extra charges. If you want to pay by installments instead, you will be charged an individually determined interest rate starting at 1.95% per month.
Get 1% cashback
Get more cards for your company - for free!
Save your receipts digitally directly in the app
Jon, small business owner
Stockholm
Founded in Sweden in 2015 by entrepreneurs for entrepreneurs, Qred has quickly become the premier bank for flexible business loans. Qred is now the market leader in the Nordics and also operates in the Netherlands, Germany, Belgium and Brazil.
Our team understands the challenges and needs of entrepreneurs, and we are proud to be one of the highest rated banks for businesses on Trustpilot.
We use BankID for quick, easy and secure identification and signing.
We use Trustly for fast and secure transfers to your bank account.
Qred Bank AB is supervised by the Swedish Financial Supervisory Authority and is licensed to conduct banking operations.
Finally, Apple Pay has come to Qred VISA. Now you can quickly and easily connect your virtual card to your digital wallet in your iPhone, Apple Watch, iPad or Macbook. Don't wait for your physical plastic card - get started today with your virtual card directly in the app!
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Our business loan is not the only thing we offer! Get our business card Qred VISA, the best choice for your daily business purchases.
Interested in making your private money grow with a savings account covered by the government deposit guarantee? Try one of our high-interest savings accounts, perfect for growing your private money. Choose between fixed and variable interest rates.
Quick application
Payout within 24 hours
No binding time
Borrow from 10 000 kr up to 5 million kr with no fixed term. From 1 month up to 36 months and pay back early whenever you want - at no extra cost! A loan that is just as good for solving temporary slumps as for creating growth.
Fixed or floating interest rate
Get interest from the first SEK
State deposit guarantee
Help us help small business owners by saving with Qred Bank. Open a savings account that is covered by the government deposit guarantee with a high savings rate! It only takes a few minutes. We offer different types of savings accounts with both unbound (floating) and tied (fixed) interest.
Rushi, Country Manager for Sweden, and his team have answered frequently asked questions here:
No, the company card does not support cash withdrawals.
The card is free of charge and has no monthly fee. Purchases have an average interest-free period of 30 days. Once a month you will receive an invoice with 14 days of payment terms. You choose whether to pay the whole invoice at once (0% interest) or to split it up. If you split a payment, a company-specific interest rate will be applied, starting at 1.95% per month. Your company's interest rate will be calculated once you have applied for a card. Visit our website to find out more about our price list and currency exchange rates.
What is meant by "up to 45 interest-free days"?
Let us illustrate with an example.
You will receive a plastic VISA card with a credit limit. You can see all the expenses on your card, set your own limits and block your card through the Qred app. The Qred business card is issued by Qred and can be used for business expenses both online and offline.
It can be downloaded from the Appstore or Google Play.
We are here for you every weekday between 8:00 and 17:30.
