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We are currently having problems with our phones. Please send an email to support@qred.se or chat with us here on the website. We apologize for this and are working on a solution.
Right now we are experiencing technical problems with our phone system, we apologize for the inconvenience. If you have an urgent matter please email us at support@qred.se or use the chat!
Our service will be under maintenance 15 Dec between 05-06.30. This can affect the application process.
- Svenska
Making overdrafts easier
Apply in 1 minute
Notification within 1 hour
Same day payout
It doesn't matter what type of business you have; sole proprietorship, partnership or limited company - we help all small businesses!
Whether your business needs a loan that works as an overdraft for a company car or to invest in new equipment, we are here for you.
Benefits of a business loan from Qred
Personalized service
Our amazing customer team is there to help you every step of the way.
Fixed price
Each month you pay the same fixed fee for the loan. We have no interest or other costs.
Non-binding
The loans have no lock-in period. If you want to pay back the loan earlier, that's no problem. You only pay for the months you have the loan.
No hidden fees
Transparency is one of our core values at Qred. We have no hidden fees or surprises. Business credit should be fair and simple.
Frequently asked question
Who can apply for an overdraft?
All Swedish limited liability companies, sole proprietorships, partnerships and limited partnerships can apply for a loan. It doesn't matter if your business is new or old, big or small. We work with companies in all industries. We sometimes also grant credit to companies with payment defaults.
What does it take to get an overdraft?
We make an overall assessment of each application. The most important thing is the company's ability to handle future payments and that the amount of the loan is reasonable in relation to the size of the company.
Do you take credit reports at the company?
We take UC on the company. We also take credit information on representatives of the company at our partner Creditsafe. The difference between Creditsafe and UC on private individuals is that with Creditsafe, no one else can see that we have made a report.
Credit report from Creditsafe does not affect your credit rating with the bank.
The credit report gives us the necessary information to be able to give you and your company a good business loan.
How do I apply for an overdraft?
It's easy to apply for a business loan and only takes 60 seconds. In addition, it is free of charge. You'll get started with 3 easy steps:
1. Fill in the application (desired amount, corporate identity number, e-mail and mobile number). The application is free of charge and not binding.
2. Send any additional information. Loan statements are usually given within 1 hour during normal business hours.
3. You choose whether you want to proceed after receiving a loan notification. Once you have approved the loan with your BankID, the money will be paid out, normally already on the same day.
Contact us!
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