Qred Log

Making overdrafts easier

Quick payout
Flexible terms
Simple application
The application is free and you do not commit to anything.

Apply in 1 minute

Applying for a loan that works like an overdraft can be done quickly. It is free of charge and the application is not binding.

Notification within 1 hour

After applying, we will contact you within 1 hour and you will receive an offer by e-mail and SMS. Use BankID to approve.

Same day payout

Once you have approved your credit, we will pay the money on the same day.

It doesn't matter what type of business you have; sole proprietorship, partnership or limited company - we help all small businesses!

Whether your business needs a loan that works as an overdraft for a company car or to invest in new equipment, we are here for you.

Sweden's most satisfied customers

We would have liked to have told you more about our fast processes and our personal service. But we would rather have our thousands of satisfied customers speak for us!

Robert, Kaffebaren

"Qred helped me keep what I had in a period that was tough."

Kenny, The Good Gringo

Kenny, The Good Gringo

"Qred got in touch after a day and made a loan proposal. It felt like a fair deal!"

Joakim and Erik, Kvalitetsfog

Joakim & Erik, Construction contracters

"Thanks to Qred, we were able to lease our company car and pay salaries."

Benefits of a business loan from Qred

Personalized service

Our amazing customer team is there to help you every step of the way.

Fixed price

Each month you pay the same fixed fee for the loan. We have no interest or other costs.


The loans have no lock-in period. If you want to pay back the loan earlier, that's no problem. You only pay for the months you have the loan.

No hidden fees

Transparency is one of our core values at Qred. We have no hidden fees or surprises. Business credit should be fair and simple.

Frequently asked question

Who can apply for an overdraft?

All Swedish limited liability companies, sole proprietorships, partnerships and limited partnerships can apply for a loan. It doesn't matter if your business is new or old, big or small. We work with companies in all industries. We sometimes also grant credit to companies with payment defaults.

What does it take to get an overdraft?

We make an overall assessment of each application. The most important thing is the company's ability to handle future payments and that the amount of the loan is reasonable in relation to the size of the company.

Do you take credit reports at the company?

We take UC on the company. We also take credit information on representatives of the company at our partner Creditsafe. The difference between Creditsafe and UC on private individuals is that with Creditsafe, no one else can see that we have made a report.

Credit report from Creditsafe does not affect your credit rating with the bank.

The credit report gives us the necessary information to be able to give you and your company a good business loan.

How do I apply for an overdraft?

It's easy to apply for a business loan and only takes 60 seconds. In addition, it is free of charge. You'll get started with 3 easy steps:

1. Fill in the application (desired amount, corporate identity number, e-mail and mobile number). The application is free of charge and not binding.

2. Send any additional information. Loan statements are usually given within 1 hour during normal business hours.

3. You choose whether you want to proceed after receiving a loan notification. Once you have approved the loan with your BankID, the money will be paid out, normally already on the same day.

Contact us!

Get in touch and let us know how we can help you and your business!
08:00 - 17:00 (Mon-Fri)
020-150 333

Estimated waiting time:
Less than 1 minute

Estimated response time:
Less than 24 hours
Chat with us!

Estimated waiting time:
Less than 1-2 minutes

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