Business card without personal guarantee or security
Get 1% cashback
Pay all your invoices with one card
The card is free of charge
Guide: Credit cards without personal guarantee or security
It is very unusual for credit cards or business cards to be issued without a personal guarantee or other form of security. Qred VISA requires a personal guarantee.
Make your business purchases easier with Qred VISA. The credit card can be used everywhere. Whether you use it for purchases or for everyday spending. And the best part? It all goes on one single invoice that comes once a month.
Brief summary
Few business cards come without a personal guarantee, and Qred requires a personal guarantee for the Qred VISA. Qred's business cards offer many benefits such as no user fee, 1% cashback on all purchases, 45 interest-free days and the option of multiple cards for partners or employees. All purchases are collected on one invoice, making it easier to manage company expenses.
Few corporate cards are without personal guarantee or security
Few corporate credit cards are without a personal guarantee or other form of security. Qred requires a personal guarantee for companies applying for a Qred VISA .
Why should I use the Qred business card?
Put all your effort into developing your business and avoid the hassle. All your purchases are on one invoice and you get many benefits.
- No fees: our card has no user fee, annual fee, or currency surcharge.
- Cashback: you get back 1% of the cost of all your purchases. In other words, you save when you spend.
- Credit limit: a personal assessment is made, with a maximum limit of SEK 2 000 000.
- Collect purchases: all your purchases are collected on a single invoice that arrives once a month.
- Multicard: you can get several cards and issue them to your partners or employees, also these purchases are collected on one invoice.
- Interest-free period: we have a 45-day interest-free period.
Alternatives to company cards
At Qred you can also get a business loan. Applying is easy and takes just a few minutes. You'll be notified within an hour and the money will be paid out the same day.
Qred has been redefining business finance since 2015
Founded in Sweden in 2015 by entrepreneurs for entrepreneurs, Qred has quickly become the premier bank for flexible business loans. Qred is now the market leader in the Nordics and also operates in the Netherlands, Germany, Belgium and Brazil.
Our team understands the challenges and needs of entrepreneurs, and we are proud to be one of the highest rated banks for businesses on Trustpilot.
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Contact us
We are here for you every weekday between 8:00 and 17:30.
Page written and fact-checked by
Rushi Gupta
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Country Manager Sweden
Qred Bank AB
Rushi is responsible for the Swedish market at Qred Bank and is an expert in corporate finance and entrepreneurship. Educated at Linköping University and holding a Master of Science in Industrial Economics, Rushi has a broad experience from P&G, Centigo and later as team lead at Trustly and Head of Data Insight at Schibsted before joining Qred Bank.
