Business card without personal guarantee or security

Get 1% cashback
Pay all your invoices with one card
The card is free of charge
Get Qred VISA

Guide: Credit cards without personal guarantee or security

It is very unusual for credit cards or business cards to be issued without a personal guarantee or other form of security. Qred VISA requires a personal guarantee.

Make your business purchases easier with Qred VISA. The credit card can be used everywhere. Whether you use it for purchases or for everyday spending. And the best part? It all goes on one single invoice that comes once a month.

Order your Qred VISA here!

Brief summary

Few business cards come without a personal guarantee, and Qred requires a personal guarantee for the Qred VISA. Qred's business cards offer many benefits such as no user fee, 1% cashback on all purchases, 45 interest-free days and the option of multiple cards for partners or employees. All purchases are collected on one invoice, making it easier to manage company expenses.

Few corporate cards are without personal guarantee or security

Few corporate credit cards are without a personal guarantee or other form of security. Qred requires a personal guarantee for companies applying for a Qred VISA .

Why should I use the Qred business card?

Put all your effort into developing your business and avoid the hassle. All your purchases are on one invoice and you get many benefits.

  • No fees: our card has no user fee, annual fee, or currency surcharge.
  • Cashback: you get back 1% of the cost of all your purchases. In other words, you save when you spend.
  • Credit limit: a personal assessment is made, with a maximum limit of SEK 2 000 000.
  • Collect purchases: all your purchases are collected on a single invoice that arrives once a month.
  • Multicard: you can get several cards and issue them to your partners or employees, also these purchases are collected on one invoice.
  • Interest-free period: we have a 45-day interest-free period.

Alternatives to company cards

At Qred you can also get a business loan. Applying is easy and takes just a few minutes. You'll be notified within an hour and the money will be paid out the same day.

About Qred

Our History

Founded in 2015 by entrepreneurs for entrepreneurs, Qred Bank is now Sweden's fastest growing fintech company, according to the Financial Times. Qred has delivered profitable growth from the start and is the market leader in the Nordics with Sweden's most satisfied customers, according to Trustpilot.

With operations in Sweden, Finland, Denmark, the Netherlands, Belgium, Norway, Germany and Brazil, Qred has issued hundreds of thousands of loans to small businesses. A fully automated and proprietary credit scoring system enables Qred to quickly and competitively provide business owners with the support they need to grow.

Man holding a large Qred VISA business card

Personalized service at once.
Contact us!

Let us find the right solutions for your business.
08:00 - 17:30 (Mon-Fri)
Phone
020-150 333

Estimated waiting time:
Less than 1 minute

Email
support@qred.se

Estimated waiting time:
Less than 24 hours

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Page written and fact-checked by

Rushi Gupta

Country Manager Sweden

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Qred Bank AB

Rushi is responsible for the Swedish market at Qred Bank and is an expert in corporate finance and entrepreneurship. Educated at Linköping University and holding a Master of Science in Industrial Economics, Rushi has a broad experience from P&G, Centigo and later as team lead at Trustly and Head of Data Insight at Schibsted before joining Qred Bank.