Company cards for restaurants and cafés

Get 1% cashback

Easy receipt management in the app

The card is free of charge

Order your business card here

Female entrepreneur smiles for the camera

Credit cards for restaurants and cafés

Make your business purchases easier with Qred VISA. The credit card can be used everywhere. And the best part? It's all on a single invoice that comes once a month.

Brief summary

Qred's business card for restaurants and cafés helps small business owners streamline their purchases and better control their costs. The card offers 1% cashback on all purchases, 45 interest-free days, and consolidates all purchases onto one invoice, giving a clear overview of finances. Application is quick, free and easy, and the card can be used for both online and in-store purchases, but not for cash withdrawals.

Do you want to simplify purchasing for your restaurant or café? We have a business card that's just for you!

Convenient café and restaurant ownership 

As an entrepreneur in the restaurant or café industry, you know that the food or pastries you offer, as well as the service, are of great importance. Yet it's not just about cooking or baking. You also have to manage staff, marketing and other things, all at the same time. 

A credit card makes your entrepreneurship smoother by helping you save energy and time, which you can spend on providing the best possible service to your customers. 

What can I use a business card for the café and restaurants for?

You can use your company card for all your company's purchases . Of course, we trust you to know what your business needs, but we have many restaurant and café owners as customers and would like to give you some tips on what they have used the card for. 

  • Food products
  • Kitchen equipment
  • Rent of premises
  • Bills
  • Marketing
  • Fuel for food trucks or other vehicles

Why should I use the Qred business card?

Our credit card is perfect for you as a small business owner. It comes with many benefits and perks while helping you get a better overview of your expenses.

  • Collect purchases: our credit card collects all your purchases on a single invoice that arrives once a month. 
  • Multicard: if your company has several restaurants or cafés on different premises, you can easily use several credit cards. Whichever card you use, your purchases will be collected on the same invoice.
  • Cashback: save when you buy by getting 1% back on all your purchases.
  • Interest-free period: the Qred credit card includes 45 days of interest-free payments.
  • Credit limit: up to 2 000 000 SEK!
  • No fees: we don't charge an annual fee or user fee

How do I pay with my credit card? 

You can use your credit card for business purchases online or at a card terminal, it is used just like your normal bank card.

How do I get a business card for the restaurant or café?

It's easy! You apply at the top of the page, it only takes 1 minute and it's completely free. The application is non-binding and if everything looks good, you'll have your credit card within the next few days! 

Is there anything I can't use the company card for?

It is not possible to withdraw cash from an ATM.

Do you need to invest in marketing, new machinery or other things?

Growing a business often requires investment, but it can be difficult to cover the cost yourself. Business loans are a good way to help in such situations. Our application is free, non-binding and fast (1 minute). You'll also get a same-day response - apply here on our website or contact us and we'll help you further.

Want to combine a business loan and a business card? Of course you can and it's actually advantageous. You get a clear overview of all your expenses in our app or via your account on MyQred.  

Qred has been redefining business finance since 2015

Founded in Sweden in 2015 by entrepreneurs for entrepreneurs, Qred has quickly become the premier bank for flexible business loans. Qred is now the market leader in the Nordics and also operates in the Netherlands, Germany, Belgium and Brazil.

Our team understands the challenges and needs of entrepreneurs, and we are proud to be one of the highest rated banks for businesses on Trustpilot.

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