Business loans to commercial companies

What is a commercial company?

Trading company with a partner? We have the loans for you! A partnership is a form of company with two or more partners running the business together. It is by far one of the most common forms of business if you are two or more owners. Simply put, a partnership is like a sole proprietorship, but with more than one owner. The tax rules are also very similar.

Running a business together is one of the most fun things there is. Starting, running and working on a business together gives life meaning. Having the security of not always having to be alone is great. Having a partnership is also easier than having a limited company. For example, you don't need to have a share capital of SEK 50,000 and the bookkeeping requirements are not as stringent.

Tips! Read the post Running a business on the side

How do I find financing for my trading company?

Once you have set up and registered your trading company, the next challenge is to raise capital to grow. Most commonly, entrepreneurs use their savings, but sometimes the capital is not enough. Unfortunately, it is difficult to get a normal bank loan for small trading companies. This is because the risk is high at the beginning and the bank has high costs and is not very interested in small customers.

At Qred, we only work with Swedish small businesses. We love small businesses. And we know that entrepreneurs don't have time for complicated applications and long response times. That's why we started Qred. With us, it only takes a minute to apply, and you get a quick response. Often within an hour! You use your BankID to approve the loan, which is then paid out immediately. Fast, easy and secure.

Can I get a loan for a start-up company?

Yes, all companies have been small before they become big. It doesn't matter how long you've had your business. We even lend money to start-ups. What matters to us is that your business has a cash flow that allows you to pay back the loan. Never take out a bigger loan than you can handle and think carefully about how you want to use the money.

Tips! Read the post Starting a business with a friend or partner

Which is better - a partnership or a limited company?

We have compared limited liability companies and partnerships and identified advantages and disadvantages

Limited companies are best if

• There is great profit in the company after salary
• You have many employees
• Taking big risks in the company
• You have different shares

Trading companies are best if

• You want to start simple and see if it works
• Want simple bookkeeping
• Not have so much profit left after pay
• Has real estate or forest

Tips! Read the post 5 reasons to use an invoicing software