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Non-UC business loans for small businesses in Sweden

Non-UC loans for businesses

No UC on you as a private individual
UC on limited liability companies
Creditsafe for individuals
Apply now!Apply now!

Business loans without UC for small businesses

Getting a business loan without UC is virtually impossible. At least if you have a limited liability company as it is the most common credit report. In some cases, you can use Creditsafe, Bisnode or other credit reports, but then it is usually only to get a report on a private person.

At Qred, we use credit reports from UC on all limited companies, but a report from Creditsafe on you as a private individual. This is because we do not want to burden your credit rating more than necessary.

How can I get a non-UC loan for myself as a private individual?

Simple! You make a free and non-binding application with us at Qred. Here's how it works:

  1. Application takes 1 minute
  2. You will be notified within 1 hour
  3. The money is paid the same day

The loan has also...

  • No binding time
  • No entry fees
  • No hidden costs

Keep in mind that if you have a limited liability company, a credit check will be carried out by UC on your business.

Apply now!

Are you a small business owner looking for funding and want to avoid having your credit rating negatively affected by a UC credit check? Then you have come to the right place. Find out more about business loans without UC here.

What should you consider about UC when applying for a business loan?

UC (Upplysningscentralen) is one of Sweden's leading credit reference agencies and is used by many lenders to assess your creditworthiness. When you apply for a loan and UC requests a credit check, that request is recorded on your credit report. If you have multiple inquiries within a short period of time, it can lower your credit score and make it harder to get approved for loans in the future.

For small business owners, a healthy credit rating is crucial, which is why it can be tempting to look for non-UC business loan alternatives.

However, they can often be rogue lenders who do not have hidden costs or other high fees for the loan. Take it as a sign of health that your lender or bank wants to make an informed decision and adapt the credit to your circumstances.

Personalized service at once.
Contact us!

Let us find the right solutions for your business.
08:00 - 17:30 (Mon-Fri)


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