Restart loans for businesses

What is a restart loan?

Being a small business owner is not always a bed of roses. Sometimes you need a fresh start. As a small business owner, sometimes you need a temporary cash injection. There can be many things that make you need a small reboot. It doesn't have to mean that taking out a loan for a restart is a bad thing either. A restart loan is also suitable for those who want to grow by investing in marketing, inventory, materials and tools.

Why do I need a restart loan?

There are several reasons why you may need a restart loan as an entrepreneur. Some reasons may be:

• Illness or injury
• Semester
• Lost a customer
• Employee who has left
• Lost stock
• Materials, vehicles or tools that break down

When that happens, it can feel dark. A mountain you shouldn't have to climb on your own. That's why Qred's Restart Loans exist. We understand that as a business owner, you need a little push and help along the way in your reboot or startup. But it doesn't have to be just because something has broken or gone wrong. You may need money for marketing or to cover other costs related to a start-up.

Reboot for growth

With loan periods ranging from 1 month to 36 months, our business loans are ideal for those who see a short-term need and an opportunity to increase your revenue in the near future, to pay back the loan later. Maybe you have a peak season coming up and need money for inventory, marketing or something else. Then you can borrow money quickly, safely and easily and pay it back when you have earned income. If you are a craftsman, for example, you may need certain tools to be able to take on that dream job. But because you only get paid when the job is done, you'll find it hard to make ends meet. That's why Qred is here to give you the fresh start you need.

This can include spending money on marketing such as Google Adwords, social media, newspaper ads, etc.

Restart loan despite payment notes

We don't want a payment remark to stand in the way of your dreams and your restart. Therefore, we can offer a loan for your business even if you have a remark. If you already have loans and credits, our restart loan can solve it so that you can get your finances in order and continue to grow.

Qred's credit rating

We are not like the bank. At Qred, we look at your business idea, cash flow and general ability to pay rather than the age of the company, the board of directors, balance sheets and profit and loss reports. We want you and your business to do well. If you can increase your creditworthiness as a private individual and as an entrepreneur, this makes it easier for us in our assessment.

At Qred we use Creditsafe for credit checks. Another popular term, and for many synonymous with credit reporting, is UC. It is an abbreviation for UpplysningsCentralen, which is owned and used by the major Swedish banks. If someone were to take a UC, it would show up on your credit report when you take out future loans or otherwise need to prove your creditworthiness. Having many credit reports in your UC report often sounds negative and can therefore make your life more difficult. With Creditsafe, only we, who took the report, and you, who are the person we are assessing, can see that we have taken a credit report. Good, eh?

This is Qred

• Business loans up to SEK 5 000 000.
• Fixed monthly fee
• No interest, set-up fees or hidden charges
• Pay only for the months you use the loan
• No binding time
• Always personal service