Business loans for small businesses
Qred helps small businesses with financing
No binding time
No entry fees or other hidden costs
Business loans for small businesses
Small businesses are the most common size of business. In fact, 99.9% of Sweden's companies are small businesses. Therefore, we at Qred think it is obvious to help small businesses with the right type of financing.
Small business loans - without UC!
We do not take a UC on you as a private individual, but we use Creditsafe. Then only we (Qred) and you see the credit report.
The application takes only 1 minute, you receive a reply within 1 hour and the money is paid out the same day. Great, huh?
Brief summary
Qred offers business loans aimed at small businesses with loans from SEK 50,000 up to SEK 5 million. Businesses of all sizes and shapes, including sole traders and limited companies, can apply. The process is fast and digital: you can apply in a minute, get an answer within an hour, and the money is disbursed the same day if you accept the loan offer. The loans have no commitment period and offer a fixed monthly fee calculated based on your company's individual creditworthiness, with no hidden fees or start-up costs. The loans can be used for anything from covering temporary slumps to investing for growth.
Getting money to help your small business can sometimes be tricky, especially when banks make it difficult with lots of paperwork and long waiting times. This is where we at Qred come in. We offer business loans for small businesses that are both easy to understand and quick to obtain. Let's take a closer look at how it works and why it might be a good idea for your business.
Loans for small businesses - Quick, easy and flexible
For small businesses that need money fast, we've created an easy-to-use solution. Whether you need money to buy more goods, promote your business or just have some extra cash, our loans can help you.
Easy to apply
Our application takes just a minute to fill in online, and you'll get an answer quickly. This means you won't have to wait long to find out if you can get the loan or not.
You choose the amount
You can borrow between €50,000 and €5 million, depending on what your business needs. And the best part? There are no hidden fees. If you want to pay back the loan earlier than planned, you can do so at no extra cost.
Flexible loans to suit you
Our loans are made to suit the needs of your small business. That means you get the money quickly when you need it and can pay it back in a way that works for you.
Why should you choose Qred small business loans?
- Speed: You get the money quickly, just when your business needs it.
- Simplicity: Our application process is super simple and only takes one minute.
- Flexibility: you can choose how much you want to borrow and when you want to repay.
Understanding your small business
We know that every small business is unique. That's why we take the time to understand your needs before offering you a loan. We are here to support you, not hinder you.
Apply for a small business loan today - free of charge and without obligation!
If you're looking for money for your small business and want something quick, easy and flexible, Qred is here for you. With our loans, you can take your business to the next level without all the hassle that banks often bring. Check out what we can do for you and let us help you grow!
Questions and answers on business loans for small businesses
- What is required to get a business loan?
Youmust have an active business with an organization number registered in Sweden.
. - How is the interest rate and fees for a business loan determined?
by a variety of factors, such as the credit report, the intended duration of the loan, the amount of the loan, the company's turnover, the purpose of the loan and much more.
- Are there any specific uses of the loan that Qred prefers or excludes?
Not directly. However, by law, we need to know what you will use the loan for.
- What repayment plans and conditions are offered?
Our loans have no lock-in period. This means that you can repay the loan early - at no extra cost!
- What are the advantages of Qred compared to traditional banks?
In addition to speed and simplicity, we always provide a personalized service.
. - Can a start-up company get a loan?
Absolutely! Any company registered in Sweden, with a Swedish bank account and an owner registered in Sweden can get a loan.
What type of financing is best for you?
Qred Bank offers a business loan for larger and longer-term investments or a business card for everyday purchases. Choose the one that suits you best right now - or why not both?
Quick application
Payout within 24 hours
No binding time
Loans to generate growth or for temporary slumps
Borrow from SEK 50,000 up to SEK 5 million without a fixed term. From 1 month up to 36 months and pay back early whenever you want - at no extra cost! A loan that is just as good for solving temporary slumps as for creating growth.
1% cashback
Get more cards for your company - for free!
Save receipts digitally directly in the app
More flexibility
with Qred VISA
Discover our business credit card: endless possibilities, at no extra cost. Save money on everything you buy with cashback. Join tens of thousands of others and get the Qred VISA today! By the way, you know it has no annual fee, right?
Qred has been supporting entrepreneurial dreams since 2015
Founded in Sweden in 2015 by entrepreneurs for entrepreneurs, Qred has quickly become the premier bank for flexible business loans. Qred is now the market leader in the Nordics and also operates in the Netherlands, Germany, Belgium and Brazil.
Our team understands the challenges and needs of entrepreneurs, and we are proud to be one of the highest rated banks for businesses on Trustpilot.
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Contact us
We are here for you every weekday between 8:00 and 17:30.
Page written and fact-checked by
Rushi Gupta
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Country Manager Sweden
Qred Bank AB
Rushi is responsible for the Swedish market at Qred Bank and is an expert in corporate finance and entrepreneurship. Educated at Linköping University and holding a Master of Science in Industrial Economics, Rushi has a broad experience from P&G, Centigo and later as team lead at Trustly and Head of Data Insight at Schibsted before joining Qred Bank.
