What does it take to get a business loan?

We make an overall assessment of each application. The most important thing is the company's ability to handle future payments and that the amount of the loan is reasonable in relation to the size of the company. Unfortunately, we sometimes have to turn down applications. Then the most common reasons are to:

• The company or representatives have not managed their finances and have many payment notes or an active debt balance. Single payment notes are not an absolute obstacle and we always try to look at the whole when handling the company's application.
• The information provided is not correct or deficient.

The company's ability to pay is uncertain or cannot be displayed. Read more under security and borrow responsibly.

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