Loan calculator for business loans

Easy to use
Transparent and fixed monthly fee
Straight repayment
No binding time

Get a free offer

How much would you like to borrow?


Qred processes your personal data in accordance with the GDPR and Qred's privacy policy.

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Qred helped me keep what I had in a period that was tough.
Joakim and Erik, Kvalitetsfog
Thanks to Qred, we were able to lease our company car and pay salaries.
Qred got in touch after a day and made a loan proposal. It felt like a fair deal!

How can you use a business loan?

A business loan can help your business, whether you want to invest in growth or need working capital.

Hiring more staff

Invest in machinery
and tools

When you need more working capital

10 000 up to 2 million SEK

Qred's business loans are for all small businesses, whether you are a sole trader, limited company or trading company. Our loans can cater to your business needs small or large, with loan amounts ranging from 10,000 SEK right up to 2 million SEK!

About Qred

Our History

Founded in 2015 by entrepreneurs for entrepreneurs, Qred Bank is now Sweden's fastest growing fintech company, according to the Financial Times. Qred has delivered profitable growth from the start and is the market leader in the Nordics with Sweden's most satisfied customers, according to Trustpilot.

With operations in Sweden, Finland, Denmark, the Netherlands, Belgium, Norway, Germany and Brazil, Qred has issued hundreds of thousands of loans to small businesses. A fully automated and proprietary credit scoring system enables Qred to quickly and competitively provide business owners with the support they need to grow.

Man holding a large Qred VISA

How does it work?

Apply in 1 minute

Fill in a quick and easy application to receive a free and non-binding loan proposal.


Get answers within an hour

After you apply, we'll get back to you within an hour. You'll then see your company's specific loan offer and what the monthly fee will be.


Sign with BankID

If you choose to accept the offer, you simply sign with your BankID and receive the money in your account the same day!


No binding time

If you no longer need the loan, you can repay the full amount at any time without extra costs.

Apply here

Frequently asked question

How much does a business loan cost?

Our loans always have a fixed monthly fee based on your company's individual Qred Score. Read more about Qred Score here.

Who can apply for a business loan?

All forms of company can apply for a loan. It does not matter if the company is new or old, large or small - any company can make an application. All that is required is an active and registered company.

What can I use my business loan for?

Whether you're going to use the loan for working capital or invest to grow, we're here for you. Apply and digitally sign your offer and you'll get the money paid out the same day!

Do you take UC when applying for a business loan?

We do not take a credit report via UC on you as a private person. However, we do take a credit report through UC if you are applying with a limited company. Otherwise, we always use Creditsafe. This is a microcredit report that does not negatively affect your creditworthiness as a private individual, as it is only shared with you and Qred.

Fair pricing

With a business loan from Qred, the only cost of the loan is a fixed monthly fee. The monthly fee is determined individually based on the size of the loan and your company's creditworthiness. To see what your exact monthly fee will be, fill out a non-binding loan application here

Fixed price
No hidden fees

Contact us

Get in touch and let us know how we can help you and your business!
08:00 - 17:30 (Mon-Fri)

More of our services

Not sure if a business loan is right for your company? Check out our other services and products.

Front and back of Qred credit card Qred Visa

Business card

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Welcome to our business loan calculator!

Are you an entrepreneur looking for financing options to grow your business? Do you need a quick and easy method to calculate the cost of your business loan? Then you have come to the right place! Our business loan calculator is the perfect tool for you.

We understand that business financing can be perceived as a challenging and time-consuming process. Navigating through different loan options and understanding their impact on your business can be overwhelming. But with our loan calculator, you can make this a smooth and easy process.

Our business loan calculator is specially designed to help entrepreneurs like you get a clear overview of the cost of borrowing and which options are best suited to your business. By entering some basic data about your loan, such as the loan amount, interest rate and repayment period, our calculator gives you instant results and shows you the monthly installment, the total cost of the loan and other relevant data.

The benefits of using our loan calculator are many. First, it saves you time and effort. Instead of manually calculating loan costs and comparing different options, you can get instant results in just a few seconds. You can quickly test different scenarios and adjust parameters to see how they affect your monthly installment and overall costs.

Second, our loan calculator gives you insights and knowledge to help you make informed decisions. By having a clear picture of the cost of borrowing, you can plan your budget and ensure that your financial resources are used in the best possible way. You can also compare different loan options and choose the one best suited to your needs and financial goals.

Third, our loan calculator is user-friendly and easy to use. You don't need to be a trained economist to use it. All you have to do is fill in the necessary data in the calculator, and it takes care of the rest. The results are presented in a clear and understandable way, making it easy for you to interpret and use the information.

So why wait? Take the next step and try our business loan calculator today!

Let us help you simplify your business financing decision and take control of your borrowing costs. Just enter the necessary information and get an answer right away. We are here to make your growth journey easier and more efficient.

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Transparent terms
Same day payout
No binding time