How does it work?
It is quick, safe and easy to apply for a business loan with Qred.
It only takes 1 minute, is free and non-binding. You will be notified within 1 hour and the money will be paid out the same day.
You sign with BankID.
✔️ Business loans up to €5,000,000
✔️ Up to 18 months
✔️ Application is not binding
✔️ Fixed monthly fee
✔️ No binding time
✔️ Always personal service
You want to grow, we want to help you - it's that simple. That's why our business loan can be used for all kinds of needs. Here are some examples of how Qred Bank supports your big ambitions:
We help you buy materials or hire staff to help you realize your bigger plans and projects.
Future-proof your business by investing in new equipment, machinery or software - we all need an update sometimes.
It happens to us all! Cover unexpected costs such as repairs, tax payments or simply a gap in your cash flow.
Joakim & Erik
Why compromise when you can have it all? Our business loans offer maximum flexibility at no extra cost, are paid within 24 hours, and have clear monthly fees. And the best part? Pay back early at no cost. Qred business loans have no fixed term!
We understand how important flexibility is as an entrepreneur. That's why Qred offers the option to repay the loan in full at any time during the term, with no extra fees. You decide how long you want to use the loan, not us.
Call us boring, but we don't like surprises. That's why we keep the cost of our loans the same every month. No confusing variable rates, no unpredictability - simply the same cost. Every month. It's simple.
Your current loan
SEK 386 000
No business owner has time to stand still, which is why we pay out our business loans within 24 hours. You deserve a loan that keeps you moving, so we've simplified our processes to help you get there faster. Let's get started!
Founded in Sweden in 2015 by entrepreneurs for entrepreneurs, Qred has quickly become the premier bank for flexible business loans. Qred is now the market leader in the Nordics and also operates in the Netherlands, Germany, Belgium and Brazil.
Our team understands the challenges and needs of entrepreneurs, and we are proud to be one of the highest rated banks for businesses on Trustpilot.
We use BankID for quick, easy and secure identification and signing.
We use Trustly for fast and secure transfers to your bank account.
Qred Bank AB is supervised by the Swedish Financial Supervisory Authority and is licensed to conduct banking operations.
Rushi, our Country Manager for Sweden, and his team have answered frequently asked questions here:
Of course we do. We carry out a thorough credit assessment of each application received.
We take UC on limited companies. We also take credit information on representatives of the company at our partner Creditsafe. The difference between Creditsafe and UC on private individuals is that with Creditsafe, no one else can see that we have made an inquiry. Credit information from Creditsafe does not affect your creditworthiness with the bank. The credit report gives us the necessary information to be able to give you and your company a good business loan.
No, you must have an account with a Swedish bank in order to get a business loan from us.
We apply a fixed monthly fee that is determined individually for each individual company. In addition to that, we have no setup fees, start-up costs or other hidden fees. You will find out how much the fixed monthly fee is when you have made an application. It takes 1 minute, is free of charge and non-binding.
Qred Bank specializes in business loans for small businesses. Our business loans are designed to be simple, fast and flexible, with loan amounts ranging from SEK 50 000 up to SEK 5 million. We offer loans without a fixed term and with a disbursement time within 24 hours.
Applying for a business loan is easy and takes just a few minutes. And it's free of charge. You can get started in 3 easy steps:
We are here for you every weekday between 8:00 and 17:30.
