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Credit card for businesses

Qred VISA is perfect for all your everyday purchases

1% cashback on every purchase
More time to pay your expenses
Free card

That's how it works

The card is free of charge
No monthly or annual fees
0% interest rate if you pay your balance every month

Benefits of Qred VISA

Paying bills and invoices

Now you can pay your bills and invoices with your credit card.

Read more

Money back with every purchase.

Every time you use your card, whether online or offline, you get 1% of what you spend back. 

Multiple card users

Now you can add more card users to make your business expense management easier.

Interested? Contact customer service.

Works where VISA is available

You can pay by credit card where you can pay with a card from Visa. Which is basically worldwide, with 0% currency exchange surcharge.

Good, huh?

Save while you spend

With Qred VISA you save money on your business needs! Every time you use your card, whether online or offline, you earn 1 % back on your purchase. 

It's easy - if you buy for 10 000 SEK, you only have to pay 9 900 SEK.

Qred Visa card payment

What can the card be used for?

Daily purchases for the company
Coming soon: paying bills and invoices
Unexpected costs
Online purchase
Marketing and advertising management

Manage everything in one app

Activate your card
See all expenses
Manage card settings
Qred Visa card with app

Coming soon: pay your business bills and invoices with Qred's credit card!

Soon you will be able to use your Qred credit card to pay your bills and invoices. You can do this by extending the payment time when the payment is added to your card.

Take advantage of the credit card's interest-free credit period

Pay to bankgiro throughout Sweden

All types of companies can use the service

Read more about paying bills with your card

Do you have any more questions? Don't worry, here's our FAQ that can help!

How do I apply for Qred's Business Card?

Now you can finally apply for your very own company card! The application is free of charge and not binding. You will receive an answer within an hour, you sign the offer with BankID and as soon as you have signed (together with any other co-signers) we will send out your credit card within 3-4 working days. Apply for your Qred card today!

Your credit limit is based on your Qred score.

How much does Qred's Business Card cost?

The card is free of charge and has no monthly fee. Purchases have an average interest-free period of 30 days. Once a month you will receive an invoice with 14 days of payment terms. You choose whether to pay the whole invoice at once (0% interest) or to split it up. If you split a payment, a company-specific interest rate will be applied, starting at 1.95% per month. Your company's interest rate will be calculated once you have applied for a card. Visit our website to find out more about our price list and currency exchange rates.

What is meant by "up to 45 interest-free days"? 

Let us illustrate with an example.

  • Billing period 1-31/1
  • Due date 15/2
  • Total 45 days if you make a purchase on 1/1, but 15 days if you make a purchase on 31/1.

How to raise the credit limit?

You can do this easily in the Qred app, under "settings" select "increase credit limit". You will be notified within a day. If the increase is approved, the new limit will appear directly in the app.

How does cashback work?

When you make a purchase with your card, whether in-store or online, you will automatically receive a discount of 1% of the purchase amount.

-> The discount appears on the monthly invoice, so it reduces the amount you have to pay.  

No discount codes to fill in and no hassle with points, but benefits that are directly visible in crowns.

We like that!

How does Qred's Business Card work?

You will receive a plastic VISA card with a credit limit. You can see all the expenses on your card, set your own limits and block your card through the Qred app. The Qred business card is issued by Qred and can be used for business expenses both online and offline.

It can be downloaded from the Appstore or Google Play

How much can the credit limit be raised to?

The credit limit is set per client company and is between 10 000-2 000 000 SEK. 

The amount of credit we can offer is determined by the size of the company, its ratios and its payment history.

Please note that the amount may be increased later if you repay your invoices by the due date.

Can I withdraw cash from an ATM with my Qred VISA?

No, the company card does not support cash withdrawals.

Join hundreds of other companies

Try Qred VISA for free. Money in your pocket when your business needs it or save it for a rainy day.
Apply here!

Contact us

Get in touch and let us know how we can help you and your business!
08:00 - 17:30 (Mon-Fri)
020-150 333

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