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Here you can read our most frequently asked questions about the credit card.
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How does Qred's Business Card work?

You will receive a plastic card from VISA with a credit limit. You can see all the outlays on your card, set your own limits and block your card through the Qredappen. Qred's credit card is issued by Qred and can be used for business expenses both online and offline.

It is available to download in the Appstore or on Google Play

How do I apply for Qred's Business Card?

Now you can finally apply for your very own Qred card here! The application is free of charge and not binding. You will receive a reply within one hour, you will sign the offer with BankID and as soon as you have signed (along with any other co-signatories) we will send out your credit card within 3-4 business days. Apply for your Qred card today!

Your credit limit is based on your Qred score.

How much does Qred's Business Card cost?

The card is free of charge and does not have a monthly fee. Purchases have an average interest-free period of 45 days. Once a month you will receive an invoice with 14 days payment terms. You choose whether to pay the entire invoice at once (0% interest) or split it. If you split a payment, a company-specific interest rate will be applied starting at 1.95% per month. Your company's interest will be calculated once you have applied for a card. Visit our website to read more about our price list and currency exchange rates.

Can I withdraw cash at an ATM with my Qred card?

No, the company card does not support cash withdrawals.

How do I activate my card?

To activate the card, you need the Qred app. It is available to download in the Appstore or on Google Play.

Once you have your card, tap "Activate my card" in the Qred app and enter the last four digits of the card number.

Watch the video below to see how.

Can I use the card abroad?

Yes, the Qred card works wherever Visa cards are accepted. Read more about our currency exchange rate here.

Do I need to connect my bank account to the Qred card?

No, you don't need to connect your bank account to either the Qred card or the app.

Can I have multiple users for the same card?

Yes, you can get an unlimited number of cards (in principle) for your business - for free!

Control individual purchase limits and credit limits for each card in the app.

Where can I see how much I have to pay?

You can see this in the Qred app and also receive an invoice by email.

Can I have several cards per company?

Yes you can! You create more cards by:

  1. Open the Qred app
  2. In the card menu, select "create card for employee"
  3. Fill in the details of the employee who will receive the card

The card is then delivered to the same address as the original card within 7-9 working days.

How to raise the credit limit?

You can do this easily in the Qred app, under "settings" select "increase credit limit". You will be notified within a day. If the increase is approved, the new limit will appear directly in the app.

How much can the credit limit be raised to?

The credit limit is set per client company and is between SEK 10,000-2,000,000.

The amount of credit we can offer is determined by the size of the company, its ratios and its payment history.

Please note that the amount may be increased later if you repay your invoices by the due date.

How does cashback work?

When you make a purchase with your card, whether in-store or online, you will automatically receive a discount of 1% of the purchase amount.

-> The discount appears on the monthly invoice, so it reduces the amount you have to pay.  

No discount codes to fill in and no hassle with points, but benefits that are directly visible in crowns.

We like that!

Contact us

We love small business owners. Get in touch and tell us how we can help you and your company!
08:00 - 17:30 (Mon-Fri)

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