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Business loans within a day!
A business loan for any type of business, no matter what you're good at. All entrepreneurs deserve a boost!
Quick and easy application
No commitment period
Payout within 24 hours
A loan for your business that builds the future
You want to grow, we want to help you - it's that simple. That's why our business loan can be used for all kinds of needs. Here are some examples of how Qred Bank supports your big ambitions:
Business loans for your projects
We help you buy materials or hire staff to help you realize your bigger plans and projects.
Business loans for new investments
Future-proof your business by investing in new equipment, machinery or software - we all need an update sometimes.
Business loans for unexpected costs
It happens to us all! Cover unexpected costs such as repairs, tax payments or simply a gap in your cash flow.
"Thanks to Qred, we were able to lease our company car and pay salaries."
Joakim & Erik
Kvalitetsfog
Applying for a business loan has never been easier
Fast, flexible and easy
Why compromise when you can have it all? Our business loans offer maximum flexibility at no extra cost, are paid within 24 hours, and have clear monthly fees. And the best part? Pay back early at no cost. Qred business loans have no fixed term!
No binding time
We understand how important flexibility is as an entrepreneur. That's why Qred offers the option to repay the loan in full at any time during the term, with no extra fees. You decide how long you want to use the loan, not us.
Fixed charges
Call us boring, but we don't like surprises. That's why we keep the cost of our loans the same every month. No confusing variable rates, no unpredictability - simply the same cost. Every month. It's simple.
Your current loan
SEK 386 000
Salary
Suppliers
Rent
Other
Keep moving forward
No business owner has time to stand still, which is why we pay out our business loans within 24 hours. You deserve a loan that keeps you moving, so we've simplified our processes to help you get there faster. Let's get started!
Qred has been redefining business finance since 2015
Founded in Sweden in 2015 by entrepreneurs for entrepreneurs, Qred has quickly become the premier bank for flexible business loans. Qred is now the market leader in the Nordics and also operates in the Netherlands, Germany, Belgium and Brazil.
Our team understands the challenges and needs of entrepreneurs, and we are proud to be one of the highest rated banks for businesses on Trustpilot.
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2015
Qred was founded
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Which solution suits you best?
Our business loan is not the only thing we offer! Get our business card Qred VISA, the best choice for your daily business purchases.
Interested in making your private money grow with a savings account covered by the government deposit guarantee? Try one of our high-interest savings accounts, perfect for growing your private money. Choose between fixed and variable interest rates.
1% cashback
Get more cards for your company - for free!
Save receipts digitally directly in the app
More flexibility
with Qred VISA business cards
Discover our business credit card: endless possibilities, with no extra costs. Save money on everything you buy with Qred VISA and our cashback. Join tens of thousands of others and get the Qred VISA today! By the way, you know it has no annual fee, right?
Fixed or floating interest rate
Get interest from the first SEK
State deposit guarantee
Get a high savings rate
at Qred Bank
Help us help small business owners by saving with Qred Bank. Open a savings account that is covered by the government deposit guarantee with a high savings rate! It only takes a few minutes. We offer different types of savings accounts with both unbound (floating) and tied (fixed) interest.
That's how we make the process both safe and smooth - from the application to the money in your account!
BankID
We use BankID for quick, easy and secure identification and signing.
Trustly
We use Trustly for fast and secure transfers to your bank account.
Finansinspektionen
Qred Bank AB is supervised by the Swedish Financial Supervisory Authority and is licensed to conduct banking operations.
Do you have any questions?
Rushi, our Country Manager for Sweden, and his team have answered frequently asked questions here:
How much can I borrow for business?
At Qred Bank, you can borrow from SEK 50,000 up to SEK 5 million, depending on your business needs and conditions. Our business loans are designed for small businesses and are flexible with a repayment period of up to 36 months. Whether your business is small or medium-sized, we have customized loan amounts and conditions for you. Find out more about our loan amounts and application process.
What does the bank look for in business loans?
When Qred Bank reviews an application for a business loan, we look primarily at your company's finances and payment history. We make sure to assess your company's future payment capacity in order to offer the best possible terms. We make an individual assessment for each business loan. The application process is fast and flexible to best support small businesses.
Which bank has the best business loans?
Qred Bank specializes in business loans for small businesses. Our business loans are designed to be simple, fast and flexible, with loan amounts ranging from SEK 50 000 up to SEK 5 million. We offer loans without a fixed term and with a disbursement time within 24 hours.
Is it difficult to get a business loan?
No, at Qred Bank, getting a business loan is simple and easy. We have a quick and easy application process, where we focus on helping small businesses grow. The application is done online, and you'll get an answer quickly. We have no lock-in period on our loans, making our business loans flexible and accessible to many businesses.
What does it take to get a business loan?
Qred Bank specializes in business loans for small businesses. Our business loans are designed to be simple, fast and flexible, with loan amounts ranging from SEK 50 000 up to SEK 5 million. We offer loans without a fixed term and with a disbursement time within 24 hours.
How do I apply for a business loan?
Applying for a business loan is easy and takes just a few minutes. And it's free of charge. You can get started in 3 easy steps:
- Fill in the application (desired amount, corporate identity number, e-mail and mobile number). The application is free of charge and not binding.
- Send any additional information. Loan statements are usually given within 1 hour during normal business hours.
- You decide whether you want to proceed after you receive a loan decision. Once you have approved the loan with your BankID, the money is usually paid out within an hour.
Contact us
We are here for you every weekday between 8:00 and 17:30.
