A craftsman at the top corner of a wooden house frame

Business cards for craftsmen and construction companies

Get 1% cashback
Pay all your invoices with one card
The card is free of charge
Get the card!Get the card!

What can the card be used for?

Make your business purchases easier with Qred VISA. The credit card can be used anywhere. Whether you use it for purchases or to pay your bills, you'll always have the money you need. And the best part? It's all on one invoice that comes once a month.

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Order your Qred VISA here!

It has always been difficult for small businesses to get access to a credit card. The traditional big banks have been unwilling to take the risk, making the small business journey more complicated. This is something we at Qred have changed!

Easy payments for craftsmen and construction companies

We know that the construction industry is stressful. Going from site to site, managing staff, marketing, quotes and much more - all at the same time. A company card helps you by making your payments easier, while giving you a better overview of your finances.

A hammer, gloves axe, pliers and several other tools structured on a wooden table

What can I use a business card for craftsmen and construction companies for?

A company card can be used for all purchases, whether at a card terminal or online. Of course, you know best what your business needs. However, many of our customers are craftsmen, so here are some examples of what they have used their business cards for. 

  • Purchase of tools & machinery
  • Fuel for company cars
  • Rent of premises
  • Purchase of materials
  • Coffee 😉
  • Other unexpected expenditure 

Why should I use the Qred business card for construction companies & tradesmen?

The business card is linked to your MyQred account and our app. This gives you a quick and good overview of your entire finances. The card comes with several advantages and benefits! 

  • Collect purchases: all your payments are collected on one invoice, which arrives once a month.
  • Multicard: you can have multiple cards for your partners and employees. It doesn't matter which card is used, everything is collected on the same invoice.
  • Cashback: save when you spend by getting 1% back on all your purchases.
  • Interest-free period: you can use the card without interest for 45 days.
  • Credit limit: the card's credit limit is up to SEK 2 000 000. There is a personalized assessment (without UC) for each of our customers, just apply to see what applies to you. 
  • No fees: the card comes with no user fee, annual fee, or currency surcharge.
  • Bankgiro: it works with all Swedish bank giros.  

Some people fear that there is something fishy behind the credit card, they think it sounds too good to be true. 

We have listened to this feedback and as transparency is one of our core values, we want to make it clear - this is not true . We don't want or need to engage in shady practices, it hurts everyone in the long run. Qred's credit card is a product that is reasonable and helps small businesses, while also working for us. A win-win for both! 

How do I pay with my credit card? 

It can be used just like a regular bank card, for payments online or at a card terminal. Our app also allows you to make payments for bills and invoices in 5 easy steps. 

  1. Login to the app: quick and secure login with mobile BankID.
  2. Press pay.
  3. Fill in the beneficiary's details: fill in the bankgiro number, message or OCR number, due date and amount. 
  4. Check that everything is correct & sign: if everything is correct, just sign with BankID.
  5. Sure! It only takes 1-2 banking days for the payment to be processed. 

How to get a company card for construction companies and craftsmen?

We want as many tradesmen and construction companies in Sweden as possible to be able to get a credit card. That's why we've made sure that our application is free, non-binding and only takes a minute. You can apply at the top of the page and once everything is ready, you'll have your card in hand within a few days.

Is there anything I can't use the company card for?

You cannot withdraw cash with the card and you can only make payments to companies that have a Swedish Bankgiro. 

Is a business loan suitable for your business?

Sometimes investments are needed to grow a business, and a business loan can be a great tool to help. Our business loan application is free, no strings attached, takes 1 minute and you will receive a response the same day - apply here.

If you combine the card and business loans, you will get an overview of both in the app or via your MyQred account.  

Contact us

Get in touch and let us know how we can help you and your business!
08:00 - 17:30 (Mon-Fri)
Phone
020-150 333

Estimated waiting time:
Less than 1 minute
Email
support@qred.se

Estimated response time:
Less than 24 hours
Chat
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Estimated waiting time:
Less than 1-2 minutes
Business loans for small businesses

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Corporate card - Qred VISA

For everyday purchases

1% cashback on all purchases

Smart expense management in the app

Factoring for businesses

Factoring - Sell your invoices

Choose which invoices to sell

Payment within one working day

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