Business card for IT companies

In the IT sector, the opportunities for growth are huge and whatever your IT business is focused on, a business card can simplify your journey. 

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Simplify your IT business growth opportunities with a business card 

Entrepreneurs in IT face a host of challenges. The industry is fast-paced and flexible, it's important to keep pace with the competition. A credit card makes everything easier and helps with this, but unfortunately it has always been difficult for small business owners to get hold of. This is something Qred has changed!

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What can I use an IT business card for?

We trust you to have the best idea of what your business needs. However, we have a lot of experience working with many different types of IT companies and to give you some tips, we have listed what the most common purchases tend to be.

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• Computers
• Marketing
• Serves
• Software
• Rent
• Electricity bill
• Coffee 😉

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Why should I use Qred's credit card for the IT industry?

You save time and energy and can use it to grow your business. It also comes with several perks and benefits!

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• Credit limit: we make an assessment for each of our clients, the maximum limit is 2 000 000 SEK.
• No fees: we have no currency surcharges, annual fees or user fees.
• Cashback: you save when you buy by getting 1% back on all your purchases.
• Interest-free period: the Qred credit card gives you 45 interest-free days.
• Bankgiro: the credit card works with all bankgiros.
• Collect purchases: purchases are collected on a single invoice that arrives once a month, giving you a good overview of your costs.
• Multicard: if you want to have several cards to distribute to employees, that is of course fine, even then all your purchases are collected on a single invoice.

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How do I pay with my credit card? 

You can use the card physically at card terminals, just as you do with your regular bank card. You can also link it to online payments, as well as use our 5 easy steps app for bills and invoices.

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1. Log in to the app: fast, safe and secure login with mobile BankID.
2. Press pay.
3. Enter the recipient's details: bankgiro number, OCR number or message, as well as the amount and due date.
4. Sign: make sure everything is correct and then sign with BankID.
5. Sure! It only takes 1-2 banking days for the payment to be processed. 

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How do I get a company card for my IT company?

We have made it easy and simple, we want to give the opportunity to all Swedish IT companies to have access to a credit card. You can apply at the top of the page. It takes only 1 minute, is free, non-binding and once everything is ready you will receive the card within a few days.

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Is there anything I can't use the company card for?

Yes, there are two limitations. You cannot withdraw cash, and you can only make payments to companies that have a Swedish Bankgiro.

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Is a business loan better for you? 

Sometimes a business loan is more appropriate, you may need liquidity to invest and grow. Even that application is free, non-binding and takes a minute.

If you need a business loan, we suggest combining both the business card and the credit card. You get a good and easy overview with login in MyQred for all your expenses in one place.

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