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Business card for start-ups

Get 1% cashback
Pay all your invoices with one card
The card is free of charge
Get the card!Get the card!

What can the card be used for?

Make your business purchases easier with Qred VISA. The credit card can be used anywhere. Whether you use it for purchases or to pay your bills, you'll always have the money you need. And the best part? It's all on one invoice that comes once a month.

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Order your Qred VISA here!

Have you just started your business? We know it can be difficult to get access to a business card. Traditional banks don't like to take the risk and think the amounts are too small to bother with. This has made the journey for small business owners more difficult, something we at Qred simply won't accept!

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Easier payments & better overview for startups

Entrepreneurs weigh their time on a golden scale, that's no secret. You have to deal with many areas at the same time, sales, marketing, product development, negotiating with partners and the like.

A business card helps you save energy and time that you can spend on developing your business. By making your payments easier and giving you a better overview of your finances, everything simply becomes simpler.

What can I use a credit card for my start-up business?

You can use a company card for all your company's purchases. It doesn't matter if they are made at a card terminal at a petrol station or digitally on Google Ads, it can be used just like a regular debit card. 

We trust you to know what your business needs. Industry, strategy and other factors are of course important! Nevertheless, we want to let you know what other start-ups have done with our business card.

  • Marketing on Facebook, Google Tiktok etc. 
  • Material 
  • Vertyg
  • Machinery
  • Software
  • Electricity bills
  • Fuel for company car or other vehicles
  • Rent of premises
  • Most importantly - coffee 😉

Why should I use Qred's business card for startups?

No matter what type of business you run, we have clients from all kinds of industries. Trucking companies, restaurants, construction firms and consultancies, our credit card works equally well for all. It has many beneficial benefits!

  • Collect purchases: you collect all your purchases & bills on a single invoice that arrives once a month.
  • Multicard: if you have several partners or employees who need to make purchases, you can use several cards. Whichever card is used, the purchases are collected on the same invoice.
  • Bankgiro: all Swedish bankgiros work. 
  • Credit limit: we do a personal assessment (without UC) on each of our customers, it's just make a cost and commitment free application to know what applies to you. The maximum limit is 2 000 000 SEK.
  • Cashback: our corporate card allows you to save when you spend by giving 1% back on all company purchases.
  • No fees: no user fees, annual fees, or currency surcharges.
  • Interest-free period: it includes 45 completely interest-free days. 

Sound too good to be true? In fact, some people think there's some hidden cost behind the card. We want to be clear - that's not true. We don't do anything to hurt our customers, it doesn't benefit us or you in the long run. We have managed to develop a credit card that has reasonable and fair terms, both for us and for the business. Both simply win!

How do I pay with my credit card? 

Payments with a credit card work just like a regular debit card. You can use it digitally or at a card terminal. If you use our business card, you can also use our 5 easy steps app for invoices and bills. 

  1. Log in: safe and secure with mobile BankID.
  2. Press pay.
  3. Fill in the recipient's details: add OCR number or message, bankgiro number, amount and due date.
  4. Check that everything is correct & sign: make sure all the details are correct, then sign with BankID.
  5. Sure! It only takes 1-2 banking days for the payment to be processed.

How to get a business card for start-ups?

We've made it as easy as possible for as many start-ups as possible to get access to a business card. Our application form is at the top of the page and it's completely free, takes just 1 minute and is non-binding.

Once everything is ready, you will receive the card within a few days. 

Is there anything I can't use the company card for?

Cash withdrawals or payments to companies that do not have a Swedish Bankgiro cannot be made with the card.

Do you need a business loan?

If you lack liquidity for investments, a business loan can be a good tool. Are you interested? Apply with us, it's quick (1 minute), completely free and non-binding.

Tips! You can combine our credit card and business loan to get an even clearer overview of your entire finances. All payments and bills for both the card and the loan can be found in the app or via your account on MyQred.  

Contact us

Get in touch and let us know how we can help you and your business!
08:00 - 17:30 (Mon-Fri)
020-150 333

Estimated waiting time:
Less than 1 minute

Estimated response time:
Less than 24 hours
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Estimated waiting time:
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A green corporate card representing the Qred VISA

Business loan

The money is paid the same day

No entry fee

No binding time

A green corporate card representing the Qred VISA

Corporate card - Qred VISA

For everyday purchases

1% cashback on all purchases

Smart expense management in the app

A green corporate card representing the Qred VISA

Savings account - For individuals

Choose between fixed and variable rates

State deposit guarantee

Currently, the variable interest rate is 4.3%.