Company cards for restaurants and cafés

Do you want to simplify purchasing for your restaurant or café? We have a business card that's just for you!

Convenient café and restaurant ownership 

As an entrepreneur in the restaurant or café industry, you know that the food or pastries you offer, as well as the service, are of great importance. Yet it's not just about cooking or baking. You also have to manage staff, marketing and other things, all at the same time. 

A credit card makes your entrepreneurship smoother by helping you save energy and time, which you can spend on providing the best possible service to your customers.  

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What can I use a business card for the café and restaurants for?

You can use your company card for all your company's purchases . Of course, we trust you to know what your business needs, but we have many restaurant and café owners as customers and would like to give you some tips on what they have used the card for. 

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• Food products
• Kitchen equipment
• Rent of premises
• Bills
• Marketing
• Fuel for food trucks or other vehicles

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Why should I use the Qred business card?

Our credit card is perfect for you as a small business owner. It comes with many benefits and perks while helping you get a better overview of your expenses.

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• Collect purchases: our credit card collects all your purchases on a single invoice that arrives once a month. 
• Multicard: if your company has several restaurants or cafés on different premises, you can easily use several credit cards. Whichever card you use, your purchases will be collected on the same invoice.
• Cashback: save when you buy by getting 1% back on all your purchases.
• Interest-free period: the Qred credit card includes 45 days of interest-free payments.
• Credit limit: up to 2 000 000 SEK!
• No fees: we don't charge an annual fee, user fee or currency surcharge.
• Bankgiro: all Swedish bankgiros work.  

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Do you think it sounds a little too good? We've actually had some feedback and questions where customers are worried that there are hidden costs and other surprises and we want to make it clear - that's not the case. Ugly tricks don't benefit us or our customers in the long run, you succeed we succeed. In fact, we've done everything we can to keep costs down for our customers while creating a product that works for us. Both are winners, plain and simple! 

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How do I pay with my credit card? 

You can use the credit card for company purchases on the internet or at a card terminal, it is used just like your regular bank card. Our app also allows you to easily pay bills and invoices in 5 quick steps. 

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1. Log in to the app: log in securely and easily with your mobile BankID.
2. Press pay.
3. Fill in the recipient's details: add bankgiro number, OCR number or message, amount and due date.
4. Get an overview & sign: sign with BankID if everything is correct.
5. Sure! Now it only takes 1-2 banking days for the payment to be processed. 

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How do I get a business card for the restaurant or café?

It's easy! You apply at the top of the page, it only takes 1 minute and it's completely free. The application is non-binding and if everything looks good, you'll have your credit card within the next few days! 

Is there anything I can't use the company card for?

It is not possible to withdraw cash or make payments to companies without a Swedish Bankgiro.

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Do you need to invest in marketing, new machinery or other things?

It often takes investment to grow a business, but it can be difficult to meet the cost alone. Business loans are a good tool in such situations. Our application is free, non-binding and quick (1 minute). You'll even get a reply the same day - apply here.

Want to combine a business loan and a business card? Of course you can and it's actually advantageous. You get a clear overview of all your expenses in our app or via your account on MyQred.  

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