We don't take UC from you as a private individual, but we use Creditsafe. Then only we (Qred) and you see that credit report.
The application takes only 1 minute, you receive a reply within 1 hour and the money is paid out the same day. Great, huh?
Simple! You make a free and non-binding application with us at Qred. Here's how it works:
The loan has also...
Many streams small, eventually turn into a large river.
An old classic proverb that is often mentioned in connection with economics. In this particular context, it is in a negative sense, as many small loans often come at a great cost.
It is very common for companies that offer to collect their loans to do so through so-called annuity loans. This means that you initially pay more interest and less installment (amortization). In this way, it takes longer to repay the loan and the total cost is therefore higher.
In the case of a straight repayment, you pay off the loan all the time, you amortize the same amount all the time and thus get rid of the loan faster. Especially if the loan has a fixed monthly fee where you pay both the interest or the fee for the loan each month, while amortizing.
At Qred, we want to make it easy for entrepreneurs. Therefore, we have chosen a straight amortization and a fixed monthly fee, completely free of start-up fees or other hidden costs.
✅ No start fee
✅ No binding time
✅ Same-Day Payout
If you know that you don't need any large sums or should primarily use money to make card purchases, then a credit card can be a good option.
Our business card has an average interest-free period of up to 45 days, with 14 days of payment terms. So you can choose whether you want to pay the entire invoice at once (0% interest) or whether you want to split it up at a cost.