A type of payment card linked to a credit. Instead of payments being deducted directly from the bank account, there is a limit of one credit that can be purchased once a month. The purchases are then collected on an invoice which is paid once a month. The credit card makes shopping more flexible, especially when you don't have the means to pay can make shopping more flexible if you don't have the money for something you need to buy here and now. You can also split payments if you need to