Creditworthiness assesses the ability of a company or a person to repay their debts. For businesses, it is very important to have the best possible credit rating in order to obtain a loan, subscription, lease or change payment terms with suppliers. For private individuals, it can also be important to have a good credit rating. Especially when applying for a mortgage. At Qred, we assess creditworthiness using our own assessment tool: Qred-score.