Netwin in partnership with Qred

Qred VISA → the easiest way to pay!

Get 1% cashback

Get more cards for your company - for free!

Save your receipts digitally directly in the app

Select product below

Order your business card here

Female entrepreneur smiles for the camera

1% cashback on all purchases

You get 1% cashback on all purchases made with your Qred VISA company card - so you save money on all your company purchases. It's even easier than it sounds: if you made purchases for SEK 10,000, you only pay SEK 9,900 at the end of the month. The earned cashback will be deducted from your invoice.

An entrepreneur who uses the Qred VISA business card and loves the cashback

Get 1% cashback

Save money on all your business purchases

Spend more, save more!

All receipts in the app

With our expense management, you receive all your receipts digitally directly in the app . When you have bought something, you only need to take a picture of the receipt with your mobile phone. At the end of each month, you will receive a report with all transactions of your company card. That's how Qred VISA makes life easier for busy small business owners like you!

Swedish business owner who is satisfied with his Qred VISA business card

Take a picture directly in the app

Save your receipts digitally directly in the app

Clear overview and report of all transactions

Connect to your
digital wallet

Start using your virtual business credit card directly via Apple Pay and Google Pay. No wallet? No problem! With Apple Pay and Google Pay, you can make contactless payments in apps, online or in stores directly through your iPhone or Apple Watch. Take full control of your and your employees' transactions in the app.

Smartphone that pays with virtual Qred VISA at a physical payment terminal
Unmanaged
6 309 kr
Verktygshandlaren AB
Payment category
date
Qred VISA
02 Sep 2024

Unlimited possibilities,
no costs

With the Qred business credit card, you only pay for what you buy - nothing more. So if you pay your entire bill at once, there are no extra charges. If you want to pay by installments instead, you will be charged an individually determined interest rate starting at 1.95% per month.

Yearly fee
User fee
Several cards
0 SEK
0 SEK
Free up to 3 employees
"A great company card with 1% cashback and no annual fee. The customer service is good in its treatment. Recommended!"

Jon, small business owner

Stockholm

Qred has been redefining business finance since 2015

Founded in Sweden in 2015 by entrepreneurs for entrepreneurs, Qred has quickly become the premier bank for flexible business loans. Qred is now the market leader in the Nordics and also operates in the Netherlands, Germany, Belgium and Brazil.

Our team understands the challenges and needs of entrepreneurs, and we are proud to be one of the highest rated banks for businesses on Trustpilot.

0
2015
Qred was founded
0
000
50
supported companies
0
7
Markets

That's how we make the process both safe and smooth - from the application to the money in your account!

Signicat logo
BankID

We use BankID for quick, easy and secure identification and signing.

Trustly logo
Trustly

We use Trustly for fast and secure transfers to your bank account.

Finansinspektionen

Qred Bank AB is supervised by the Swedish Financial Supervisory Authority and is licensed to conduct banking operations.

Qred VISA,
now with Apple Pay

Finally, Apple Pay has come to Qred VISA. Now you can quickly and easily connect your virtual card to your digital wallet in your iPhone, Apple Watch, iPad or Macbook. Don't wait for your physical plastic card - get started today with your virtual card directly in the app!

Smiling young woman with brown hair who is self-employed with her own bakery

Which solution suits you best?

Our business loan is not the only thing we offer! Get our business card Qred VISA, the best choice for your daily business purchases.

Interested in making your private money grow with a savings account covered by the government deposit guarantee? Try one of our high-interest savings accounts, perfect for growing your private money. Choose between fixed and variable interest rates.

Builders standing with arms crossed in work clothes

Quick application

Payout within 24 hours

No binding time

Loans to generate growth or for temporary slumps

Borrow from 10 000 kr up to 5 million kr with no fixed term. From 1 month up to 36 months and pay back early whenever you want - at no extra cost! A loan that is just as good for solving temporary slumps as for creating growth.

Person in green shirt who is a saver in Qred Bank's savings account

Fixed or floating interest rate

Get interest from the first SEK

State deposit guarantee

Get a high savings rate
at Qred Bank

Help us help small business owners by saving with Qred Bank. Open a savings account that is covered by the government deposit guarantee with a high savings rate! It only takes a few minutes. We offer different types of savings accounts with both unbound (floating) and tied (fixed) interest.

Do you have any questions?

Rushi, Country Manager for Sweden, and his team have answered frequently asked questions here:

How to add Qred Visa to iPhone via Apple Wallet?

  1. Open the Apple Wallet app and press the plus sign in the upper right corner.
  2. Select “Add Credit or Debit Card”
  3. Choose whether to scan your card or insert the card information manually.
  4. Read trough and accept the terms, then verify.
  5. The card is now connected!

Can I withdraw cash from an ATM with my Qred VISA?

No, the company card does not support cash withdrawals.

How much does Qred's Business Card cost?

The card is free of charge and has no monthly fee. Purchases have an average interest-free period of 30 days. Once a month you will receive an invoice with 14 days of payment terms. You choose whether to pay the whole invoice at once (0% interest) or to split it up. If you split a payment, a company-specific interest rate will be applied, starting at 1.95% per month. Your company's interest rate will be calculated once you have applied for a card. Visit our website to find out more about our price list and currency exchange rates.

What is meant by "up to 45 interest-free days"? 

Let us illustrate with an example.

  • Billing period 1-31/1
  • Due date 15/2
  • Total 45 days if you make a purchase on 1/1, but 15 days if you make a purchase on 31/1.

How does Qred's Business Card work?

You will receive a plastic VISA card with a credit limit. You can see all the expenses on your card, set your own limits and block your card through the Qred app. The Qred business card is issued by Qred and can be used for business expenses both online and offline.

It can be downloaded from the Appstore or Google Play