Microloans to businesses
What is a microloan?
Small business owners who find it difficult to get a bank loan? We'll solve it!
A microloan is a loan to relatively small businesses. Originally used to stimulate small business in the developing world, microloans are just as suitable for Swedish small businesses.
A business microloan is a loan of up to SEK 250,000. It is suitable when small businesses have a temporary need for extra liquidity.
Microloans are mainly used when there is no collateral to pledge, such as real estate or capital goods.
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Microloans without UC?
Payment note? No problem! At Qred you can apply quickly and easily for a microloan from 10.000 SEK up to 250.000 SEK. It only takes a minute to apply and we promise to give you a quick response. With us you can apply for a microloan without UC. However, we do take a credit check on the company and its representatives. After that, we make an assessment of whether or not to approve the loan.
Our loans have no set-up fee, no commitment period, no hidden fees, no interest and fixed fee. Good, right?
Tips! Read the post Big difference between UC and credit report
There is a difference between small businesses and small enterprises
Many banks and lenders beat themselves up for focusing on so-called SMEs (Small and Medium Enterprises). According to the EU, a small enterprise is one that has up to 50 employees and a medium-sized enterprise has up to 250 employees. When we at Qred talk about small businesses, we mean the very smallest businesses, with just a few or no employees. Unfortunately, this is a segment that many find unprofitable and is referred to by banks as micro-businesses.
Hint! Read the post Business loans are not a negative - Here's how you can grow!